My 2026 Successful Borrower Defense to Repayment Case: $190,000 Scrubbed for Institutional Misconduct (ISYN!).

here, I’ll share great news of an incremental win in terms of my ‘naturopathy educational exploitation’ while acknowledging that the fight is perpetual and larger than just my case, my experience, and merely loans:

[2026-09-26. Note: I am not whole, I’ll emphasize – as in my quarter-century-plus career hole created by the AANP-AANMC-CNME-CAND-NABNE-CNPA etc. induced diversion / falsehood].

001. my student loan aggregate has been largely annulled!!!:

after decades of carrying a very large amount of student loans due to graduate school — a poor boy trying to get forward since the mid-1990s; like being at the bottom of an empty, 1-mile deep well eventually — I owe a lot less money in light of the Department of Education’s acceptance of my borrow defense to repayment argument this 2026.

presently, I do not know the details of their thinking as such hasn’t been communicated -- what is still outstanding is part of a program I attended that had loans discharged.

at its largest, the education debt looked like this or so in 2025 while in good standing [about $190,000]:

 

 and I’d always say it was like having a mortgage but without the house to show for it.

as in debt slavery. 

yes, quite remarkable!

indeed miraculous -- to now be a partial school misconduct survivor.

as the .gov site states [I'll paraphrase]:

institutional misconduct is a definitive, foundational trait of an approved borrower defense to repayment discharge.

Ill-gotten by Injunction: Capturing and Monetizing the Administrative Machinery of the State, 2026

here, thoughts/musings [by way of Google's Gemini 4 Argon ai-llm model] on "ill-gotten gains and the profits made from leveraging the instruments of government and administrative structure" by ***you know who*** [all persons' names have been removed]:

001. in light of a few sources used in the Gemini thread:

the 2026 CT ND Final Report;

an AANMC-centric collection consisting of: their initial announcement of a lawsuit against the USDE, their celebratory announcement of a preliminary injunction, and the 2026-10 injunction itself;

and the CT ND Practices Dataset the 2026 Final Report was based upon; 

002. this prompt was presented:

"In terms of the report that was generated, speak to "ill-gotten gains and the profits made from leveraging the instruments of government and administrative structure."

003. the answer:

"When viewed through the analytical architecture of the 2026 CT ND Final Report, the AANMC Injunction 2026 documents, and the CT NDs' Practices Dataset, the concept of "ill-gotten gains and the profits made from leveraging the instruments of government and administrative structure" describes a closed-loop political economy of state-sanctioned rent-seeking.

[Note. Regarding the above highlight, in lay language, that's:

"a fancy way of describing a government-backed money machine that feeds itself. It happens when an industry uses laws, government licenses, and public money to guarantee its own profits—without actually having to prove that what it sells works [...] think of it like a four-stop merry-go-round where the money keeps flowing, but the science is never checked:

A 2026-10 AANMC Video: ND Students, Science, Coded Vitalism, and What It Could Mean in Terms of 'Making'?

here, using some ai-llm muscle on a recent AANMC video which had current ND students from each member campus participating [I’ve anonymized the individuals]:

001. the AANMC video is their 2026-10-12 upload “The Making of an ND: Medical Student Panel” which I carefully transcribed by way of WhisperX and then proofed;

002. contents:

002.a. the science statements included:

“[host's definition of naturopathy] naturopathic medicine first and foremost combines that science and nature, okay? [...the slide says] 'naturopathic medicine combines the rigors of science with the healing power of nature.  Mind, body, spirit' [...host continues] you can see Canada, the United States and Puerto Rico [...the slide includes the language] National University of Health Sciences [...and] Sonoran University of Health Sciences [...] okay, National University of Health Sciences, they are in Chicago [...] Sonoran University of Health Sciences, located in Phoenix [...one ND student states] I am a third year student at the Sonoran University of Health Sciences [...] I have loved everything I'm learning at the Sonoran University of Health Sciences [...another student says] so, and it was still so rooted in science as well, which is something that I really valued, just being from such a, you know, as many of people are from a very scientific background [...another student says] my undergraduate degree was in neuroscience [...another student says] I absolutely love science [...] we get to really stay tied to our science roots for those that that's important to [...] it's not just people like me that are straight from undergrad with a biomedical science degree [...] here at National University of Health Science, we have a couple options for students [...] profound science";

002.b. the coded vitalism includes:

“[host] naturopathic medicine first and foremost combines that science and nature, okay? [...the slide says] naturopathic medicine combines the rigors of science with the healing power of nature.  Mind, body, spirit [...] then they learn about the healing power of nature and how to use it";

CSF Application #010 Appendage - On Educational Grades and Naturopathy's Errors!

here, a continuation of the CSF Application #010 - education, education, education.  Quite ironic for naturopathy since they claim "doctor as teacher":

001. again within the same Perplexity thread as the previous post:

001.a. tasking: "What kinds of errors in thinking are being manifest by the practice that has been focused upon, in light of: a) medicine as an applied science b) etiology and manifestation c) the correlational versus the causal d) theater versus reality?  At what level of general K-12 and higher education are such errors supposed to be dealt with in terms of educational outcomes?"

001.b. answer:

"This question cuts to the educational foundations of everything documented in this thread. The errors being committed are not exotic or advanced — they are categorically foundational, and most are addressed in formal education before college. That is precisely what makes them so damaging when they are institutionalized at the doctoral level.